ACA Health Insurance Blog
Plain-English guides for Michiganders who buy their own coverage.
- Self-Employed in Michigan? Estimate Your 2027 ACA Subsidy
Your subsidy is based on net income, not gross. Four steps to estimate it, stay under the cliff and avoid paying it back at tax time.
- How to Read Your 2027 ACA Renewal Notice in 5 Minutes
Five quick checks on your renewal letter: new price, plan changes, deductible, out-of-pocket max and income. Act by December 15.
- 5 ACA Plan Changes for 2027 Every Michigan Shopper Should Know
Higher premiums, plans ending, a $12,000 out-of-pocket max and the subsidy cliff, plus what to do before January 15.